Ali Fuat Erbil

Head of the Supervisory Board

Between 1997 – 2019, Mr. Erbil was working for Garanti Bank in different roles. During his career at Garanti Bank, Mr. Erbil was inter alia responsible for retail and digital banking, human resources, financial institutions and corporate banking and investment banking. In his last role within Garanti Bank, Mr. Erbil acted as CEO of Garanti Bank Turkey and he was chair of the supervisory boards of Garanti Bank’s subsidiaries (including Garanti Bank International N.V.). Currently, Mr. Erbil is a non-executive member of the global advisory board of C2FO (a US based fintech), an advisor to McKinsey’s Istanbul office, a supervisory board member of Dogan Holding AS, a supervisory board member of Credit Europe Bank N.V. and Credit Europe Group N.V. He holds an MBA degree from the Bilkent University (Ankara, Turkey) in business administration and a PhD from the Istanbul Technical University, faculty of business administration. Mr. Erbil was appointed as an independent member to the Supervisory Board in April 2023. Elected as Chairman of the Supervisory Board of JSC "CREDIT EUROPE BANK" in November 2024.

Umut Bayoglu

Member of the Supervisory Board

Mr.Umut Bayoglu holds a BSc in eco¬nom¬ics from METU in Ankara, Turkey.

He be¬gan his ca¬reer in 1996 as a man¬age¬ment trainee with Fi¬nans¬bank AS. He moved to Credit Europe Bank.N.V. in Amsterdam in 2001.

Ap¬pointed CFO in Credit Europe Bank N.V. in 2006. Since Jan¬u¬ary 1, 2008 he is a Mem¬ber of the Man¬ag¬ing Board of the Credit Europe Bank N.V.

Since July 22, 2021 he is appointed as Supervisory Board member in JSC “CREDIT EUROPE BANK”.

Legosteva Elena Vasilievna

Member of the Supervisory Board

Mrs. Legosteva is an independent member of the Supervisory Board of JSC “CREDIT EUROPE BANK”. During her professional career, Mrs. Legosteva worked in the banking institutions of Ukraine.

Ms. Legosteva held the positions of head of the internal audit service in many banking institutions in Ukraine.

Ms. Legosteva has a degree in Economics from Chernihiv State Technological University.

Mr. Batuhan Yalnız

Supervisory Board Member

Mr. Batuhan Yalnız holds a Postgraduate Diploma in Trade, Transport, and Finance from City University Business School (Sir John Cass), London. He has over 20 years of experience in banking risk management and joined Credit Europe Bank Group in 2008 as Division Director – Risk Management.

Since 2016, he has served on the Credit Europe Bank N.V. Managing Board, overseeing financial and non-financial risk management, compliance, corporate credit (second line), and FI credit (second line). Mr. Yalnız recently joined the Supervisory Board in May 2025.

Ms. Seha Ismen Ozgur

Supervisory Board Member

Ms. Seha Ismen Ozgur is an independent consultant with extensive experience in strategy and financial services. She previously served as Director of Strategy at Ozyegin University and was a Board Member of TESEV. Earlier, she was a Partner at Oliver Wyman, advising global banks and leading the firm’s Turkish office. She is Supervisory Board member ( independent) of Credit Europe Bank N.V. since 2019.

Ms. Ozgur holds a B.A. in Economics and Applied and Computational Mathematics from Princeton University. She has been recently joined the Supervisory Board in May 2025. She qualifies as an independent member.